missed call banking

We know that for checking bank balance we either have to visit our nearest ATM or we check it using net banking facility. Since most of the people do not use net banking even today, they have to go to their nearest ATM. But the catch is that, after certain number of usage your banks start charging certain amount for usage of ATM.

But now you don’t to worry about all these things. Here is a facility through which you can check your bank balance for free. All you need to do is to give a miss call. I know it’s quite surprising but it is real. This latest facility had has been named as “Missed Call Banking” or “Missed Call Balance Enquiry”. There is also an another way through which you can check your bank account balance without internet which is *99# facility. It also lets you to see your mini statement.

In addition to this, if you remember from 1st November 2014, banks have set a limit for free usage of ATM’s. Like for saving accounts holders in the metropolitan cities the free transaction limit that have been set is 5 times and 3 times for other banks ATM’s transaction. In case if you will exceed this limit then you will be charged Rs 20 on every transactions made via ATM.

However, for another cities the free usage limit for other banks ATM is 5 times. While the account holders of small/ basic savings bank deposit accounts/ no frills have been made exempt from all such charges. Hence they enjoy this free transaction limit of 5 free transactions from different bank ATMs. The word transaction means financial and non-financial services. Financial transactions include cash withdrawal or payment. While non-financial transactions are checking account balance, change of ATM PIN, mini statement, etc.

So the option that left with you is net banking. But now you have an another option too which is Missed Call Banking. Through which you can check your bank balance for free by simply giving missed calls. So lets check out the features of Missed Call Banking and lists of phone number for different banks.

Features of Missed Call Banking for Checking Bank Balance for Free

    • Firstly Missed Call Banking facility is completely free.
    • Your mobile number must be registered with your bank account.
    • In case if your mobile number is not registered then you will receive a message “Your Mobile Number is not registered for this service.”
    • Check your last 5 transactions and bank account balance.
    • Immediate receiving of the balance and mini statement.
    • While using this facility after 2 to 3 rings the call will automatically get disconnected.
    • For different nature of bank accounts like saving or current account etc then default account will be selected like
      • Saving account
      • Current account
      • Overdraft account
      • Cash Credit
      • Other accounts
  • If any customer has several similar nature accounts like 2 saving accounts then his default account will be the latest opened account.
  • If needed you can even change your default account at any point of time.

List of Numbers To Check Your Bank Balance By Giving Miss Call:

S.No. Bank Name Missed Call Banking Number for Balance Enquiry Missed Call Banking Number for Mini Statement
 1. State Bank of India  9223766666  9223866666
 2. State Bank of Bikaner and Jaipur  9223766666  9223866666
 3.  State Bank of Hyderabad  9223766666  9223866666
 4.  State Bank of Mysore  9223766666  9223866666
 5.  State Bank of Patiala  9223766666 9223866666
 6.  State Bank of Travancore  9223766666  9223866666
 7.  State Bank of Sikkim  9223766666  9223866666
 8.  Allahabad Bank  9224150150  9224150150
 9.  Andhra Bank  9223011300  9223011300
 10.  Bank of India  9015135135  n/a
 11.  Bank of Baroda  9223011311  8468001111
 12. Bank of Maharashtra  9222281818  997549499
 13.  Canara Bank  9015483483  9015734734
 14. Central Bank of India  9555244442  9555144441
 15. Corporation Bank  9268892688  n/a
 16. Dena Bank  9289356677  9278656677
 17. Indian Bank  9289592895  944439443
 18. Indian Overseas Bank  04442220004  9551099007
 19. Oriental Bank of Commerce  08067205757  08067205767
 20.  Punjab & Sindh Bank  9223984344 n/a
 21.  Punjab National Bank  18001802222/18001032222  n/a
 22. Syndicate Bank 09664552255/08067006979  n/a
 23.  UCO Bank  9278792787  9213125125
 24. Union Bank of India  09223008586  09223008486
 25. United Bank of India  n/a  9223173933
 26.  Vijaya Bank  18001035525  18001035535
 27.  IDBI Bank  18008431122  1800831133
 28.  Bandhan Bank  9223008666  9223008777
 29. Catholic Syrian Bank  09895923000  n/a
 30. City Union Bank  9278177444  n/a
 31. Dhanlaxmi Bank  08067747700  n/a
 32. DCB Bank  7506660011 7506660022
 33. Federal Bank  8431900900 n/a
 34. HDFC Bank  18002703333 18002703355
 35. Tamilnad Mercantile Bank Limited  09211937373  n/a
 36. IDFC Bank  18002700720  n/a
 37. Karnataka Bank  18004251445 18004251446
 38. IndusInd Bank  18002741000  18002742000
 39. Jammu and Kashmir Bank  n/a  n/a
 40. Karur Vysya Bank  09266292666  n/a
 41. Kotak Mahindra Bank  18002740110  n/a
 42. Lakshmi Vilas Bank  09282441155  n/a
 43. Nainital Bank  n/a  56363
 44. RBL Bank  18004190610  n/a
 45. South Indian Bank  09223008488  n/a
 46.  Yes Bank  09223920000  09223921111
 47. Axis Bank 18004195959 18004196969